Notes on tracking money without giving up your bank login
Practical writing on personal finance in India — reading a month of UPI spending, exporting bank statements, what "read-only" access really means, and why we built TheMoneyMitra the way we did. Written by Harsh Mittal.
Why we built an expense tracker that never asks for your bank login
Most finance apps in India want your net-banking credentials or an account-aggregator consent. Here's the case for bringing your own data instead — and what you give up.
Read arrow_forwardHow to export your bank statement as a CSV — HDFC, ICICI, SBI, Axis, Kotak, Zerodha
A plain walkthrough for downloading a month of transactions as a CSV from the major Indian banks, plus what to check before you import it anywhere.
Read arrow_forwardBank balance vs. where your money went — how to read a month of UPI spending
Your bank balance tells you how much is left, not where it went. Here's a 15-minute monthly review that turns a wall of UPI transactions into three numbers and one question.
Read arrow_forward‘Read-only Gmail access’ — what an expense tracker can and can’t see
When a finance app asks to connect your Gmail, what are you actually granting? A plain explanation of the read-only scope, what TheMoneyMitra queries for, and how to revoke it.
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