TheMoneyMitra Blog https://themoneymitra.com/blog/ Personal finance in India, without the bank login. en-in Thu, 03 Sep 2026 19:47:21 GMT Why we built an expense tracker that never asks for your bank login https://themoneymitra.com/blog/expense-tracker-no-bank-login/ https://themoneymitra.com/blog/expense-tracker-no-bank-login/ Fri, 04 Sep 2026 09:00:00 GMT Most finance apps in India want your net-banking credentials or an account-aggregator consent. Here's the case for bringing your own data instead — and what you give up. How to export your bank statement as a CSV — HDFC, ICICI, SBI, Axis, Kotak, Zerodha https://themoneymitra.com/blog/export-bank-statement-csv-india/ https://themoneymitra.com/blog/export-bank-statement-csv-india/ Thu, 03 Sep 2026 09:00:00 GMT A plain walkthrough for downloading a month of transactions as a CSV from the major Indian banks, plus what to check before you import it anywhere. Bank balance vs. where your money went — how to read a month of UPI spending https://themoneymitra.com/blog/read-a-month-of-upi-spending/ https://themoneymitra.com/blog/read-a-month-of-upi-spending/ Wed, 02 Sep 2026 09:00:00 GMT Your bank balance tells you how much is left, not where it went. Here's a 15-minute monthly review that turns a wall of UPI transactions into three numbers and one question. ‘Read-only Gmail access’ — what an expense tracker can and can’t see https://themoneymitra.com/blog/read-only-gmail-access-explained/ https://themoneymitra.com/blog/read-only-gmail-access-explained/ Tue, 01 Sep 2026 09:00:00 GMT When a finance app asks to connect your Gmail, what are you actually granting? A plain explanation of the read-only scope, what TheMoneyMitra queries for, and how to revoke it.