Product Roadmap

What's shipped, and what's next.

A phase ships only when the previous one is proven solid on real devices. Here is our transparent timeline.

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Phase 1 · Foundation Live on Google Play

Core Ledger & Flexible Intake

Everything needed to capture a month of spending with zero bank passwords.

10-second manual entry
Bank statement CSV import
Read-only Gmail alert sync
On-device receipt scanning (OCR)
Smart merchant categorization
Monthly cash flow summary
Savings goals tracker
Offline-first local SQLite

Status: Live on the App Store and Google Play.

Phase 2 · Smarter Tracking Next Up

Guardrails & Subscriptions

Helping you look forward rather than only backwards at past expenses.

arrow_right Budgets with soft guardrails: Flexible spending targets without stress-inducing locks.
arrow_right Bill & subscription renewal radar: Identifies recurring SaaS, OTT, and utility charges before they bill.
arrow_right Spending-pace guidance: Gentle pacing feedback based on days remaining in the month.

Phase 3 · Account Aggregator Planned

RBI Account Aggregator (AA) Read

Consent-based, read-only Account Aggregator integration for users who prefer automated fetching over manual statement uploads. Strictly opt-in; users who prefer zero external links can remain 100% on manual/statement imports.

Phase 4 · Net Worth Planned

Investments & Asset Overview

Support for mutual-fund statements (CAS PDFs), EPF/NPS summaries, and gold/deposits for a consolidated view of your balance sheet — strictly without recommending ULIPs, insurance, or stock tips.

Phase 5 · Multi-Platform Future

Desktop Companion & Regional Languages

macOS and Windows desktop companion app for deeper spreadsheet-style analysis; Hindi and regional language localization; family sharing with strictly isolated ledgers.

Under Exploration (Uncommitted) We are researching privacy-safe on-device SMS parsing methods that strictly comply with Google Play security policies without compromising device performance.

Now on iPhone and Android

Track a month without linking your bank.

TheMoneyMitra is live on the App Store and Google Play. Import a statement, connect read-only Gmail, or add a few taps.

Get on Google Play arrow_forward

Download on the App Store Get it on Google Play