Everything you need to track a month. Nothing you don't.
A focused tool for Indian personal finance. No ads, no credit score spam, and no personal loans.
10-Second quick entry
Record cash, roadside payments, or spot purchases before you put your phone back in your pocket. Category, amount, optional note. Works completely offline.
Bank statement & CSV import
Upload the CSV statement your bank already exports — HDFC, ICICI, SBI, Axis, Kotak, Zerodha and other standard formats. Parsed into an unconfirmed review queue.
Read-only Gmail import
Pulls transaction-alert emails sent from known Indian banks. You trigger each sync, personal emails are never read, and Google API access can be revoked anytime.
On-device receipt scanning
Snap a receipt at a restaurant or grocery store. Apple Vision / Google ML Kit runs directly on your processor to fill in the date and total. The image never touches our servers.
Merchant-keyword resolution
Translates cryptic UPI IDs into clean merchant names and categories. If you change a category, the app remembers your rule for that merchant on future entries.
India-tailored category defaults
Categories designed around Indian household spending: Living & Rent, Food & Groceries, Transit, Utilities & Subscriptions, Healthcare, and Family.
Unified, searchable ledger
Every transaction — whether typed, scanned, or imported — lives in one master ledger. Filter by date range, payment mode, or merchant keyword in milliseconds.
Monthly cash flow summary
Total inflows, outflows, and net cash flow for the month in Indian ₹ Lakh grouping. Understand your financial trajectory at a glance.
Category spending analysis
Clear visual category breakdowns with plain-language observations ("12% less on dining than last month") to give you perspective without judgment.
Food & Dining accounted for 24% of your outflow, down 4% from July.
Calm savings goals
Set custom targets for emergency buffers, annual travel, or Diwali shopping. Log transfers and track your progress with calm visual progress meters.
Local-first + optional sync
Your transactions are written to your local device database first. The app is 100% operational when you have no signal. Multi-device sync happens quietly in the background when connected.
Looking for budgets, bill radar, or investments?
Budgets with soft guardrails, bill renewal alerts, and mutual-fund tracking are actively planned on the product roadmap, not in the app yet.
View the full Roadmap →Track a month without linking your bank.
TheMoneyMitra is live on the App Store and Google Play. Import a statement, connect read-only Gmail, or add a few taps.
Get on Google Play arrow_forward