Three ways in. One clear picture out.
Get a full month of spending organized in minutes without handing over bank passwords, card numbers, or OTPs.
Get your spending in — your way
10-Second Manual
Tap the plus button, pick a category, and enter the amount. Works instantly offline whenever you pay cash.
Fastest for cashStatement Import
Export a monthly statement as CSV from netbanking (how to, per bank). Parsed into an unconfirmed queue you verify.
Best for full monthsGmail Alerts
Read-only API access to parse transactional emails from banks. You trigger each sync, revocable anytime.
Hands-free UPIOn-Device OCR
Snap paper bills and store slips. On-device computer vision extracts the total. Photo stays on your phone.
Paper slipsNo bank login at any step. We never ask for your net-banking credentials, ATM PIN, OTP, or credit card CVV. You stay in control of what enters the app.
It sorts itself — with merchant memory
Indian bank statements and UPI payment records are notoriously cryptic. Raw strings like UPI/42819482/SWIGGY/ICICI are translated into human-readable merchant names and appropriate categories.
If an expense is categorized incorrectly, change it once. TheMoneyMitra remembers your preference for that merchant going forward.
See your month — calm and consolidated
No lectures, no complex budgeting spreadsheets
The app aggregates your transactions across all your accounts into one clear monthly dashboard. Glance at your top outflow categories, compare month-over-month trends, and see your genuine savings rate.
All amounts are rendered in the standard Indian numbering system (₹ Lakh format) for instant readability.
Where your data sits
Local-first architecture designed for personal ownership and privacy.
Your Primary Device
Full SQLite database stored locally on your device. Works completely offline without internet.
Optional Multi-Device Sync
Sync is for continuity across your own devices. The app functions fully offline even if sync is disabled.
Your Other Devices
Sign in on another phone or tablet with the same account and your ledger synchronizes effortlessly.
Be one of the first to track with calm.
No bank login. No ads. Your financial data stays on your device. Drop your email to get an invite the day we launch on iOS and Android.