TheMoneyMitra Logo TheMoneyMitra
Security & Data Ethics

We built this so you'd never have to hand over your bank login.

Your personal finances should be private. We don't sell your data, we don't display ads, and we never ask for banking passwords.

0
Bank credentials stored
100%
On-device OCR
0
Ad or tracking SDKs
block What we never do
  • close No net-banking credentials, passwords, OTPs, or ATM card PINs are ever requested.
  • close No full card numbers or CVVs are ever handled or stored.
  • close No data brokering — we will never sell, rent, or trade your records to advertisers or lenders.
  • close No targeted loan offers or unsolicited spam calls pitching personal credit lines.
  • close No third-party ad SDKs embedded in the mobile application.
check_circle What we do
  • check Store your data on your phone in a local SQLite database that works fully offline.
  • check Make sync optional — use the app entirely offline if you do not want cloud sync.
  • check Read-only Gmail scope strictly restricted to bank transactional emails you choose to sync.
  • check On-device receipt OCR — paper bill photos are processed on your phone and never uploaded.
  • check One-tap account deletion and instant full export of your records (CSV / JSON) anytime.

Import Method Security Matrix

Method What it accesses Where it is processed Can you revoke?
Manual Entry Only what you type (amount, merchant, note) Directly on your device Delete item anytime
Bank Statement / CSV The specific file you select from storage Parsed into a review list you confirm Discard before saving
Gmail Read-Only Sync Transaction alert emails from Indian bank senders Filtered by sender; only transaction data kept Disconnect in 1 tap
Receipt Scan (OCR) Photo of receipt captured via camera On-device (Apple Vision / ML Kit) — photo not uploaded Edit or delete result

Your right to leave and delete

You can delete your account directly inside the app under Settings → Privacy & Security → Delete Account. This deactivates your account immediately and revokes all active tokens.

If you want your underlying stored data permanently erased from our servers rather than deactivated, write to hello@themoneymitra.com and we will confirm completion. You can also export all your transactions to standard CSV or JSON before leaving.

Read the full account deletion guide → Read Privacy Policy →

Further reading

‘Read-only Gmail access’ — what an expense tracker can and can’t see The OAuth scope, what we query for, and how to revoke it. Why we built an expense tracker that never asks for your bank login The case for bringing your own data — and what you give up.
Private Beta Opening Soon

Be one of the first to track with calm.

No bank login. No ads. Your financial data stays on your device. Drop your email to get an invite the day we launch on iOS and Android.

Coming soon on App Store Coming soon on Google Play